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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

Randi Goodsky

April 4, 2023

5  out of  5 rating by Randi Goodsky
"Made renewing my car insurance easy as pie. Joe was friendly as heck and we did most of it by text. I struggle to keep track of things and make phone calls, so this was awesome. Joe confirmed via text before calling me to take my payment, which was super helpful, as I often will not answer calls from numbers I don't recognize or wasn't expecting, even if I need to talk to the person. I often take a lot of time to prepare for social interaction and this really made it less of a headache. Thanks!"

Debi Ursery

March 30, 2023

5  out of  5 rating by Debi Ursery
"Super happy with Joe Richards and the service he provided. Joe is super patient and explained all of the options available to me for the products I was interested in. I will definitely recommend Joe (Shawn) to my friends and family."

Kris Morlan

March 23, 2023

5  out of  5 rating by Kris Morlan
"I stay with State Farm because of people like Joe from The Shaun Higgins location in Carmel. He has always been just a phone call away if I need anything or just have a question. I know I can probably save some money if I shop around but because of him and his attentiveness I am proud to be part of the State Farm Family. Thanks Joe!"

Laura Epling

February 19, 2023

5  out of  5 rating by Laura Epling
"Joe was such a big help in the fastest way when we made a split decision to move our insurance coverages for home and auto to State Farm! He worked very diligently to help us with a smooth transition. A very comfortable experience! Thanks Joe! - The Eplings"

Cameron Beck

February 16, 2023

5  out of  5 rating by Cameron Beck
"Joe was a great help, and even helped me as fast as possible when I purchased my vehicle, not to mention their system had shut down during the process of driving off the car lot, and while their system was down, they were still able to help me to drive my car off the car lot in No time. I highly recommend you to work with this team they can do the impossible if you choose to work with them! #TeamStateFarm"

William Richards

February 2, 2023

5  out of  5 rating by William Richards
"Joe continues to be great. Always keeping me up to date and on track. Never a boring phone call with Joe."

Antonia Simova

January 26, 2023

5  out of  5 rating by Antonia Simova
"This is a first time we come across such a professional attitude from an insurer. Joe explained to us all the aspects of the Insuarance policy, various options offered, patiently explaining everything to us. This time we know what we insure!"

Mohammad Latifi

January 26, 2023

5  out of  5 rating by Mohammad Latifi
"Joe Richardson was very helpful in making my insurance company switch very efficient and effortless. He is knowledgeable/timely/efficiet and willing to listen to your needs and provide you with what you need and can effort to fulfill your requests."

Katherine York

January 26, 2023

5  out of  5 rating by Katherine York
"He very kind, professional and detailed with any questions that I had, highly recommend!"

Jasmine Atkinson

January 11, 2023

5  out of  5 rating by Jasmine Atkinson
"Insurance for me, can typically be a hassle but since I’ve been with state farm I have received nothing but exceptional service. Joe from day one has been my agent and he is amazing at what he does! He’s very knowledgeable and thoroughly answers any questions that I have. I’m also very impressed with communication and how quickly I do receive call backs when necessary. Thanks Joe & State Farm for providing great service! It’s appreciated."

87 BOX

December 14, 2022

5  out of  5 rating by 87 BOX
"I will continue to give Joe and Shawn 5 stars for all the hard work they do for me. Mainly the countless phone calls they get from me faithfully. They are a good team. Keep up the good work fellas."

Rick Scatena

December 8, 2022

5  out of  5 rating by Rick Scatena
"Joe was super fast, informed and took care of my request promptly and professionally!!"

Adam Kelly

December 8, 2022

5  out of  5 rating by Adam Kelly
"Joe was very helpful in answering my request and also informing me of options as we look ahead. Very professional and gives you plenty of information for making important insurance choices. I recommend this agency!"

Xavier Price

November 19, 2022

5  out of  5 rating by Xavier Price
"Joe was cool too talk to….great help finding you the best deal A+++ overall"

Penny Snyder

November 16, 2022

5  out of  5 rating by Penny Snyder
"I used State Farm for my notary bond and it was so simple ! Joe made it all come together so fast and hitch free!!"

Jacob Cochran

November 9, 2022

5  out of  5 rating by Jacob Cochran
"Joe was quick to call me back and answer my questions. He was very professional and ask if there was anything else I needed beyond what I called for."

Karrie Marshall

November 3, 2022

4  out of  5 rating by Karrie Marshall
"Very helpful joe was quick precise and answered all my questions"

jeff Loomis

November 3, 2022

5  out of  5 rating by jeff Loomis
"Not sure how many people can say they love their insurance company, but we do. Joe has been great to work with over the past 10+ years and always responds quickly to our calls and is always available for advice and recommendations for things we were not thinking about. We could not be more pleased and never have enough good things to say about Shawn, and we recommend him to anyone who asks us about our insurance provider."

Jesse Wilson

October 28, 2022

5  out of  5 rating by Jesse Wilson
"Joe was a great help, and even helped me fix an error I made on my policy in a timely manner. Would highly recommend!"

B.C. Henschen

October 24, 2022

5  out of  5 rating by B.C. Henschen
"Shawn Higgins and his team are wonderful. I have dealt with them over the years for routine insurance items to very complicated claims including a major loss on my property. Shawn has always helped me through the processes. Highly recommend!"

Corbin Collins

October 14, 2022

5  out of  5 rating by Corbin Collins
"Joe saved me significant money on auto and homeowners. He stuck with me, always courteous and respectful, as I evaluated and delayed for months. I'm glad he was patient."

Alex Guy

October 6, 2022

5  out of  5 rating by Alex Guy
"Joe has been a great help in solving my insurance issues in a very clear and concise manner. Thank you sir!!"

Jacob Crosby

September 28, 2022

5  out of  5 rating by Jacob Crosby
"Joe is great help and always tries to help me get the best deal"

Brandon Miller

September 28, 2022

5  out of  5 rating by Brandon Miller
"Joe was very helpful with information on rates and coverages for auto and home insurance, overall very pleased!"

Aric Acius

September 20, 2022

5  out of  5 rating by Aric Acius
"I work with Joe a lot in this office and he always does a great job in answering any policy questions, getting things updated, and moving things along."